Why Is PayHalal Important For Muslims

PayHalal guarantees that the money that goes through PayHalal payment gateway is not tainted. These guarantee is possible because our payment process is untainted with riba-element eg we use Islamic trust/deposit account while the secular Payment gateways use conventional Financial instruments, the hibah we give merchant is based on returns derived from islamic investments, etc.

For Muslim owned and Muslim led Merchants, PayHalal helps them keep their income untainted, thus give them peace of mind in their business dealings.

Rasulullah (S.A.W) once remarked, “If a person buys a cloth for ten Dirhams,

and out of them one is tainted (i.e. it has been acquired by unfair means), none of his Salaah will be acceptable to Allah as long as he wears the cloth.” (Musnad Ahmad).

PayHalal makes it our business to ensure a wholesome halal ecosystem for our merchants and their consumers.

PayHalal has its advantages !

PayHalal guarantees that the money that goes through PayHalal payment gateway is not tainted. These guarantee is possible because our payment process is untainted with riba-element eg we use Islamic trust/deposit account while the secular Payment gateways use conventional Financial instruments, the hibah we give merchant is based on returns derived from islamic investments, etc.

For Muslim owned and Muslim led Merchants, PayHalal helps them keep their income untainted, thus give them peace of mind in their business dealings.

Rasulullah (S.A.W) once remarked, “If a person buys a cloth for ten Dirhams,

and out of them one is tainted (i.e. it has been acquired by unfair means), none of his Salaah will be acceptable to Allah as long as he wears the cloth.” (Musnad Ahmad).

PayHalal makes it our business to ensure a wholesome halal ecosystem for our merchants and their consumers.

PayHalal and the chinese bamboo tree will grow to greater heights.

Like any plant, growth of the Chinese Bamboo Tree requires nurturing through water, fertile soil, and sunshine.

In its first year though, people see no visible signs of growth in spite of providing all of these things.

In the second year (again), there is no growth above the soil.

The third, fourth year…still show no signs of anything happening.

Our patience is tested, and we begin to wonder if our efforts caring for and watering the tree will ever be rewarded. We start to doubt ourselves and question the value of our efforts. Inevitably, we contemplate quitting.

But then finally in the fifth year – something amazing happens…

The Chinese Bamboo Tree grows 80 feet tall in just six weeks!

But think for a moment, does the Chinese Bamboo Tree really grow 80 feet in six weeks? Did the Chinese Bamboo Tree lie dormant for four years only to grow exponentially in the fifth?

Or, was the little tree growing underground, developing a root system strong enough to support its potential for outward growth in the fifth year and beyond?

The answer is (of course) obvious. Had the tree not developed a strong unseen foundation it could not have sustained its life as it grew. The same principle is true for PayHalal.

We the founders, patiently toil towards worthwhile dreams and goals, building strong character while overcoming adversity and challenge, grow the strong internal foundation to handle success. Meanwhile get-rich-quickers and lottery winners usually are unable to sustain unearned sudden wealth. They haven’t become the person they need to be to support such success.

And had the Chinese Bamboo Tree farmer dug up his little seed every year to see if it was growing, he would have stunted the tree’s growth. In other words, the actions caused by self-doubt would’ve halted the miracle from ever taking shape and cause him to go backwards.

Like the bamboo tree PayHalal is the same. It takes faith to work while you wait. It takes belief in ourselves to keep going. It takes confidence to trust that we always get paid for how hard we work – sometimes now, often times later, always eventually.

We at PayHalal have to keep going. We have to keep fighting. As Jack Ma said you have to keep working !

Charity is a righteous and great act in the eyes of Allah (SWT).

The left hand shouldn’t know what the right is doing. There is wisdom in this advice. It is meant to encourage people to show discretion when performing a good deed such as charity. In Islam, the act of charity is highly encouraged. There are however two very different ways to go about it; you can either give charity publically or you can give it discretely. The latter carries more rewards, though, in some situations, public display of charitable donations is preferred because it encourages others to follow suit.

The act of charity is deemed to be one of the most favourable acts in Islam. Allah (SWT) and his Prophet Mohammed (PBUH) mentioned time and time again that the act of charity is great, and should be performed on a regular basis. There are several Ahadith on the importance of charity as well as verses in Quran that clearly tell us giving charity is a righteous and great act in the eyes of Allah (SWT).

However, when giving charity, discretion is advised, hence the saying that the left hand shouldn’t know that the right hand is doing. Prophet Muhammed (PBUH) once said:

“There are seven whom Allah will shade on the Day of Judgement…”

He went on to mention six of them and finally concluded by saying:

“…A man who gives in charity and hides it, such that his left hand does not know what his right hand gives in charity; and a man who remembered Allah in private and so his eyes shed tears.” (Abu Hurairah & collected in Saheeh al-Bukhari (English trans.) vol.1, p.356, no.629 & Saheeh Muslim (English trans.) vol.2, p.493, no.2248)

The last part of the Hadith mentioned above gives a very important message to all humanity. It reminds us that we, as humans, need to acknowledge the difference we can make and the motives behind it. A lot of us have forgotten the real meaning of charity, and so have ended up doing it with the wrong intentions. Many people give donations to help those who are in a critical situation, such as the people of Syria. Everyday Aid for Syria flows both within Syria and across its borders to the many refugee camps.

Eid-ul-Fitr recently concluded this last month. Prior to that, millions of Muslims observed a month of fasting during Ramadan and gave Zakat generously. This is encouraging because it is important to remember those that are less fortunate in difficult times. People like those of Gaza, as well as those suffering in Myanmar and Syria. These is a lot of relief work that needs to doing and making donations through relief aid agencies gives you the necessary discretion, but enables you to do your part in helping the poor.

A man who gives in charity and hides it, so that his left hand does not know what his right hand gives, is essentially a person who cares more about helping other people with good deeds than what other people think of his good deeds. Let us all be discrete in our pledges and donations this year. Let us donate graciously as is expected of us and assist the many who are suffering right now.

Charity is a righteous and great act in the eyes of Allah (SWT).

The left hand shouldn’t know what the right is doing. There is wisdom in this advice. It is meant to encourage people to show discretion when performing a good deed such as charity. In Islam, the act of charity is highly encouraged. There are however two very different ways to go about it; you can either give charity publically or you can give it discretely. The latter carries more rewards, though, in some situations, public display of charitable donations is preferred because it encourages others to follow suit.

The act of charity is deemed to be one of the most favourable acts in Islam. Allah (SWT) and his Prophet Mohammed (PBUH) mentioned time and time again that the act of charity is great, and should be performed on a regular basis. There are several Ahadith on the importance of charity as well as verses in Quran that clearly tell us giving charity is a righteous and great act in the eyes of Allah (SWT).

However, when giving charity, discretion is advised, hence the saying that the left hand shouldn’t know that the right hand is doing. Prophet Muhammed (PBUH) once said:

“There are seven whom Allah will shade on the Day of Judgement…”

He went on to mention six of them and finally concluded by saying:

“…A man who gives in charity and hides it, such that his left hand does not know what his right hand gives in charity; and a man who remembered Allah in private and so his eyes shed tears.” (Abu Hurairah & collected in Saheeh al-Bukhari (English trans.) vol.1, p.356, no.629 & Saheeh Muslim (English trans.) vol.2, p.493, no.2248)

The last part of the Hadith mentioned above gives a very important message to all humanity. It reminds us that we, as humans, need to acknowledge the difference we can make and the motives behind it. A lot of us have forgotten the real meaning of charity, and so have ended up doing it with the wrong intentions. Many people give donations to help those who are in a critical situation, such as the people of Syria. Everyday Aid for Syria flows both within Syria and across its borders to the many refugee camps.

Eid-ul-Fitr recently concluded this last month. Prior to that, millions of Muslims observed a month of fasting during Ramadan and gave Zakat generously. This is encouraging because it is important to remember those that are less fortunate in difficult times. People like those of Gaza, as well as those suffering in Myanmar and Syria. These is a lot of relief work that needs to doing and making donations through relief aid agencies gives you the necessary discretion, but enables you to do your part in helping the poor.

A man who gives in charity and hides it, so that his left hand does not know what his right hand gives, is essentially a person who cares more about helping other people with good deeds than what other people think of his good deeds. Let us all be discrete in our pledges and donations this year. Let us donate graciously as is expected of us and assist the many who are suffering right now.

1 Billion Ringgit Boost For Halal Economy

Made in Malaysia products to be promoted globally

| 07 April, 2018

NST TASNIM LOKMAN and ALIZA SHAH

April 7, 2018 @ 10:25pm | KUALA LUMPUR

Barisan Nasional will continue to channel contributions and develop small medium enterprises in a bid to promote the Malaysian made products globally.

BN, in unveiling its manifesto for the 14th General Election, also pledged to stimulate the Halal economy and ensure that Malaysia becomes a global leader in the industry, with Bumiputeras as the main driver.

This, would be done via an allocation of RM1 billion through the Halal Development Fund.

The coalition will utilise digital transformation to enhance the contribution of Small and Medium Enterprises (SMEs) by providing grants and credit guarantee opportunities to reach new international markets.

The role and functions of the Secretariat for the Advancement of Malaysian Entreprenuers (Same) will also be strengthened to assist the Chinese SME businesses.

Tax incentives and special development funds would also be given to encourage leading brands and to assist the growth of small enterprises.

The party also seeks to address urban poverty by developing business centres for small enterprises and food trucks as well as encouraging urban culture.

Food truck businesses would be supported by creating more business areas and instituting programmes for vehicle modification.

The BN manifesto also plans to build more Urban Transformation Centres and Rural Transformation Centres nationwide to improve the government’s efficiency.

Armed Forces retirees would also be given the Micro Financing Scheme for Veteran Entreprenuers (SPMV) in helping setting up a business.

The number of Perbadanan Perwira Niaga Malaysia (Pernama) retail outlets will also be increased to allow armed forces personnel to buy daily necessities at low prices.

A portal called Orang-E will be introduced to help Malaysians monitise their talents and services, and various other agencies such as PlatCOM would be established to improve the productivity of entreprenuers, investors and new start-up firms.

Realising the true potential of the creative industry as a new source of income, BN will also plans to expand platforms and allocate funds for industry practitioners.

PayHalal Welcome Kit How PayHalal Works

PayHalal for Sellers

Businesses sell more with PayHalal because we accept more payment types anywhere you do business. Not only is it easy to set up and use, but we also o er you comprehensive security and protections coverage. The best of all, customers using smartphones can see a mobile-optimised PayHalal checkout automatically – no integration needed.

Why PayHalal? Besides being Islamic!

1. Accept global payments

PayHalal accepts 26 currencies in 203 markets. Buyers pay you

2. Get paid instantly

Payments are con rmed and usually appear in your PayHalal account instantly.

3. Withdraw or spend the funds

Withdraw funds into your local bank account or pay your suppliers around
the world.

Payments are confirmed instantly.You can choose to have multi currencies in your PayHalal account

Getting Paid Button up your website

Start accepting payments on your website in minutes by adding PayHalal buttons. Your customers can choose how they want to pay – credit or debit card, PayHalal or bank account, whichever is applicable.

1  Get started quickly with our payment buttons. Just copy and paste a few lines
of html code onto your site to create the buttons. You can also choose to work with our Partner that already pre-integrated with PayHalal solutions.

2  If you are already accepting credit and debit cards on your website, add PayHalal as a payment option to streamline the checkout process, thereby improve sales conversions. Learn more about our API solutions.

How to create a PayHalal button

1. Go to your account Profile and select “My selling tools”

2. Go to “PayHalal buttons” and click “Update”

3. Select a sample button or create your own

No problem if you don’t have a website. Use our invoicing solution.

The whole of invoicing can be condensed into the following:

A. Make it easier for your customers to pay online. B. Simply create a professional looking invoice, customise it with your company logo, product details and refund conditions. Save it for future use again. It’s that easy.

How to create a PayHalal invoice

1. Log in to your business account

2. Go to “Invoicing”

3. Enter product and transaction details and hit “Send”

Managing Money

Link your bank account for withdrawals and get verifed

Access your funds

To ensure a safer community, new sellers may experience delayed access to their payments. The funds will be shown as pending balance, and if everything goes well, the money will be released within 21 days. Once you’ve established a good selling history with us, you should be able to withdraw the money instantly. Log in to your account to view your country specific-criteria.

Add a bank account for future withdrawals

Withdrawing money from PayHalal is easy. Simply link your a bank account to PayHalal and make sure that the name on your bank account matches the one on your PayHalal account. When you transfer funds from your PayHalal account to your bank account, we may deduct a fee.

Underwriting

The majority of our merchants are able to set-up an account and start transacting immediately. For a small minority of merchants with a very high sales volume, additional information related to their nancial and business model may be requested for review as part of our Underwriting process. This enables us to gain a better understanding of these larger merchants and provide them with customised solutions. We will get in touch with you if your sales volume or industry type quali es you for Underwriting.

Your Security, Our Priority

Sell with confidence knowing that our industry-leading fraud prevention system and intelligence are working tirelessly around the clock to keep you more secure.

Seller Protection

We protect you from eligible costs incurred from claims, chargebacks and reversals for unauthorised transactions and items not received by the buyer. We will reimburse you the full amount of the eligible payment and waive the chargeback fee if applicable.

Items Not Covered

Claims or chargebacks for items that don’t match your description, motor vehicles, intangibles like services or digital goods, items that have been shipped after PayHalal has advised not to ship the item, and items that violate our acceptable use policy (things generally prohibited by law anyway) are not covered. Certain types of transactions or situations are also omitted from Seller Protection. These include transactions made through email, items delivered in person or postage that can’t be tracked.

We screen every incoming transaction and user so we can detect and stop fraud before it happens. By providing additional accurate information about your business, such as your company URL, you can help us verify your identity and better manage your account. This also helps increase the overall security of our ecosystem and wins the trust of buyers.

All your information is in one place

Link your credit card and bank details to your PayHalal account only once and
you won’t have to share it again. We’ll automatically encrypt all of your sensitive information and email communications with Secure Sockets Layer protocol (SSL) 3.0 (or higher) and the highest encryption key length of 256 bits. It’s then stored on a heavily guarded server – both physically and electronically.

Operational Guide

Managing Customers’ Concerns

Once in a while, something can go wrong with an order due to simple misunderstanding or human error. You can quickly reduce or resolve the likelihood of buyer disputes, claims and chargebacks with improved communications and customer service.

Improving customer satisfaction

Communication is the key to reducing your likelihood of claims, disputes and chargebacks. You should:

• Post items quickly and track shipments.

• Send the tracking number to your customer so they know when to expect their purchase

• Give realistic delivery dates – don’t over-promise.

• Be accurate with your item descriptions.

• Provide your contact details so customers can contact you with their issues.

• Respond to queries and issues quickly.

• Display your return policy clearly.

Tips to reduce disputes and chargebacks

Add a Customer Service Message

Add a customer service message that will pop up before your customer les a dispute or claim. This lets a customer know how to get in touch with you to resolve an issue directly or to notify them about shipping delays, so they will be less likely to le a dispute or claim.

Example:

• Shipments to the European region may experience a delay by 5-7 days because of the weather.

• To request a refund, please contact our customer service at contact@payhalal.net

What is a dispute?

A buyer who is not satisfied with a transaction may file a dispute in the Resolution Centre. Our dispute Resolution Centre can help you work out issues with a customer and arrive at a solution both sides can agree on, saving you time and money.

Common reasons for opening a dispute includes:

• Item not received (INR): the buyer has not received the item.

• Item significantly not as described (SNAD): the buyer receives an item that does
not t your item description.

How to resolve

. 1  Login to PayHalal and go to the Resolution Centre. Here, you’ll be guided in a step-by-step tutorial on how to respond to a dispute.

. 2  The Resolution Centre helps you to track, manage and resolve your dispute as quickly as possible.

Resolve this problem directly and amicably with the buyer before it’s escalated to a claim.

Provide prompt customer service so customers feel comfortable to buy from you again.

Understanding chargebacks

A Chargeback occurs when a buyer requests their credit card issuer to reverse a transaction that has already gone through. They are usually led due to:

• Item not received (INR): the buyer does not receive the item.

• Item signi cantly not as described (SNAD): the buyer receives an item that does
not t your item description.

• Unauthorised use: the buyer’s financial information was stolen and used
fraudulently.
We provide tools and tips to help you resolve unwarranted chargebacks. If you meet the eligibility requirements, PayHalal Seller Protection will also protect you from costs arising from unauthorized transaction and INR chargebacks.

How to resolve
Communication is the key when working to reduce the likelihood of claims, disputes and chargebacks. You should:

1. If a buyer files a chargeback against you for a credit card transaction through PayHalal, we’ll email you as soon as we’re contacted by the credit card company.

2. Please go to our Resolution Centre and upload any documents which can support your case.

3. Funds in question will be held temporarily, as we work with you to resolve the chargeback with the buyer’s credit card issuer.

4. The resolution process can take 75-100 days, depending on the credit card issuer.

5. If the credit card issuer decides in your favour, PayHalal will immediately transfer the funds back to you.

Issue a refund

You can issue a full or partial refund within 60 days after a buyer pays you. When you issue a full refund, PayHalal will return the full transaction fee, but keep the xed fee. As for a partial refund, PayHalal will keep the same partial percentage of the fixed fee.

How it works

1. Select the transaction you want to refund

2. Click on “Issue a refund”
Enter the amount to issue the refund.

7 Useful Pointers for Selling Overseas PayHalal is the safer, easier way to sell overseas

. 1  Financing:
Look out for government agencies that support and nance exporters.

. 2  Setup
: The Internet makes it easier for you to reach out to international buyers. Some tips to make your website more appealing:
Highlight your ability to accept international orders .
Make sure your website has a toggle to switch languages List your products in the local currency .
Offer clear information on shipping, costs and countries serve .

. 3  Marketing/Sales
Look for ways to attract international buyers, and expand your existing domestic marketing. Local search tools and direct mail are possible options.

. 4  Payments
: With 203 markets, 26 currencies and 152 million active accounts worldwide, PayHalal allows your business to:
Accept a wide variety of global payment methods with ease
Receive payments from more than 152 million accounts worldwide
Sell to customers in 203 markets using 26 currencies
PayHalal gives your business access to local funding methods worldwide, without the hassle of opening multiple merchant accounts overseas.

With a single PayHalal account, you have access to all the worldwide bene ts that can grow your business.

. 5  Shipping
: For global shipping services, check out shopping carriers that service your area. Larger shipping companies will o er packages and all-in-one solutions, which may include handling, customs and excise documentation, and shipping calculators. Visit the following for more options.

. 6  Customer service
: Language can be a barrier for international customer service. Although most of your buyers will be able to understand English, you should make sure that your return policies are clear for international transactions. If your company intends to set up a website overseas, it is important to provide customer service in the local language.

7 Regulations
: Customs and documentation

All shipments must clear customs, which is the agency monitoring shipments entering a country or region. To help customs o cials understand the contents, value and purpose of your shipment, you should attach customs forms to the outside of your package. Some shipping companies will handle this for you as a service.

As a general rule, you should not declare your package’s contents as a “gift”. It is against the law to misrepresent an item to avoid customs fees.

Duties and taxes

Duties and taxes may be charged to the buyer on certain items, and vary by country. Make sure that your customers are aware that duties and taxes are their responsibility.

Why using PayHalal to pay ZAKAH is your Fardh ‘Ain Obligation

PayHalal is a popular site for transferring money between Muslim consumers and Islamic business online, you can use your PayHalal account to purchase items from hundreds of online stores as well as sending and Receiving or transferring money from one account to another. Opening a basic PayHalal account is free, you do not need a special technology nor a business license to send/receive money through PayHalal.

The only requirements are:

1. A valid email address.

2. A valid credit card or bank account or even load in via prepaid cards.

With basic financial information you can send money to anyone with an e-mail address. And the receiver doesn’t necessarily have to be aPayHalal user though it is preferable to have one to maintain the integrity of halal transactions . You can transfer money and make payments through PayHalal by using your Islamic credit card or by providing your personal bank account information, and transferring money directly from your bank or load in via e money or PayHalal prepaid cards. PayHalal is an Islamic Payment Gateway and user friendly. It’s an ethical and easy way to carry financial transactions while removing the element of RIBA through PayHalal .

Whether you are a new buyer, or someone just starting out as a new merchant , PayHalal truly lives up to Islamic values and it’s the most convenient way to do trusted payments online for Muslims. A Personal account is the most appropriate for you, it allows you to buy from Halal Merchant, sending and receiving money paying bills, paying Zakat/Wakaf, donating Sadakah and many more to come in near futurewhile a Premier Merchant account is best if you also want to sell online.

The advantages that PayHalal offers

PayHalal is guaranteed against fraud.

PayHalal guarantees 100% protection against unauthorized payments from your account( terms and conditions apply- takaful/Islamic insurance scheme ), while shopping online and providing your financial information you are not fully protected from sites that can charge money from your account and making unauthorized transactions without your awareness, and that may cause you a lot of money and unnecessary aggravation.PayHalal prevent that option from happening, providing the safest way for shopping online and without revealing any information of your account. PayHalal consumer accounts earns Hibah points based on every transactions carried out (terms and conditions apply. only available from January 2019)

Saving time

Avoiding long lines and spending valuable time in going to the bank or paying your bills has never been easier with a simple click. You can take care of any payment you have without the need of leaving your house and standing in long lines. PayHalal provides you with the easiest,quickest and safest way there is.

Sending Money abroad

When you are sending money to different countries, PayHalal provides you with the lowest price and it is also the fastest and safest way to ensure your money will reach to its destination.

Dispute resolution center

IF you feel the seller violated your agreement and you want to file a claim against him, you can file a dispute through PayHalal within 30 days of your purchase, saving a document that provides you with evidence will increase your chances for resolving case faster. It is recommended to save emails, receipts, tracking number or any other information related to your purchase.

PayHalal Coupons Saving money (Q32018)

PayHalal offer you a variety of coupons that will help you save money while shopping at your favorite stores online, PayHalal discount coupon is providing a secure way to shop at a great price.

Fulfill Your Fardh ‘Ain Obligation

As individual it’s your duty or obligation as competent Muslim to perform your lifestyle as in accordance to Islam that includes receiving and sending money via the internet . Therefore, as a competent individual do not be relieved from such a duty or obligation if a sufficient number of Muslims have performed it. Example of fardh ‘ain is all matters related to worship (ibadah/ibadat) such as praying, fasting,paying zakah, etc.

PayHalal

Payment Transactions without Was-Was

http://www.payhalal.net

PayHalal™ Sadaqa For The Poor. Raise More Money. Do More Good, It’s The Muslim Way

Sadaqa is a voluntary act of giving charity. This can be any act of giving out of compassion, love, friendship or generosity.

“Those who spend their wealth in Allah’s cause are like grains of corn that produce seven ears, each bearing a hundred grains. Allah gives multiple increase to whoever He wishes: He is limitless and knowing” (2/261)

“Believe in Allah and His Messenger, and give out of what He has given you: those of you who believe and give will have a great reward” (57/7)

“None of you [believers] will attain true piety unless you give out what of you cherish: whatever you give, Allah knows about it very well” (3/92)

From Hadith:

‘Sadaqah extinguishes sin as water extinguishes fire’ (Tirmidhi:2541)

‘Sadaqah appeases the Lord’s anger and averts an evil death’ (Tirmidhi:1909)

Abu Hurairah reported: Prophet Muhammad (PBH) said, ‘Every day the sun rises, charity (Sadaqah) is due on every joint of a person. Administering justice between two people is a charity; and assisting a man to mount his beast, or helping him load his luggage on it is a charity; and a good word is a charity; and every step that you take (towards a masjid) for salah is a charity; and removing harmful things from the road is a charity.’ (From Sahih al-Bukhari and Sahih Muslim)

“Those who spend their wealth in Allah’s cause are like grains of corn that produce seven ears, each bearing a hundred grains. Allah gives multiple increase to whoever He wishes: He is limitless and knowing” (2/261)

“Believe in Allah and His Messenger, and give out of what He has given you: those of you who believe and give will have a great reward” (57/7)

“None of you [believers] will attain true piety unless you give out what of you cherish: whatever you give, Allah knows about it very well” (3/92)

From Hadith:

‘Sadaqah extinguishes sin as water extinguishes fire’ (Tirmidhi:2541)

‘Sadaqah appeases the Lord’s anger and averts an evil death’ (Tirmidhi:1909)

Abu Hurairah reported: Prophet Muhammad (PBH) said, ‘Every day the sun rises, charity (Sadaqah) is due on every joint of a person. Administering justice between two people is a charity; and assisting a man to mount his beast, or helping him load his luggage on it is a charity; and a good word is a charity; and every step that you take (towards a masjid) for salah is a charity; and removing harmful things from the road is a charity.’ (From Sahih al-Bukhari and Sahih Muslim)

What the Quran says:

“Those who spend their wealth in Allah’s cause are like grains of corn that produce seven ears, each bearing a hundred grains. Allah gives multiple increase to whoever He wishes: He is limitless and knowing” (2/261)

“Believe in Allah and His Messenger, and give out of what He has given you: those of you who believe and give will have a great reward” (57/7)

“None of you [believers] will attain true piety unless you give out what of you cherish: whatever you give, Allah knows about it very well” (3/92)

From Hadith:

‘Sadaqah extinguishes sin as water extinguishes fire’ (Tirmidhi:2541)

‘Sadaqah appeases the Lord’s anger and averts an evil death’ (Tirmidhi:1909)

Abu Hurairah reported: Prophet Muhammad (PBH) said, ‘Every day the sun rises, charity (Sadaqah) is due on every joint of a person. Administering justice between two people is a charity; and assisting a man to mount his beast, or helping him load his luggage on it is a charity; and a good word is a charity; and every step that you take (towards a masjid) for salah is a charity; and removing harmful things from the road is a charity.’ (From Sahih al-Bukhari and Sahih Muslim) PayHalal has a 100% donation policy, nothing is taken from any donation to cover admin costs etc.

Did you know?

• Donors without a PayHalal account can still easily give to your nonprofit

• PayHalal is available through leading fundraising solutions.

• You can use PayHalal to raise money through mobile devices and on social sites, too.

Boost your fundraising and lower costs by raising more money online and in person.

With PayHalal, you can make it as easy as possible for donors to give online. They don’t even need a PayHalal account to donate – PayHalal lets you accept all major cash value load in, debit and credit cards (Visa, MasterCard, American Express), plus bank transfers, and payments from PayHalal accounts. It costs much less than traditional fundraising methods, and can yield better results. PayHalal online solutions are optimized for mobile donation, and we’re ready to help you attract more donations from mobile users.

Nonprofits of all sizes are using PayHalal to:

• Reach new donors. Tap into the growing PayHalal. base of more than 9 million Muslims in Malaysia .

• Raise money cost effectively.

• Attract donors from around the world. Accept donations in 26 currencies. Keep a balance in one or more currencies, or have PayHalal convert it automatically into the currency of your choice. Safe, easy, trusted.

PayHalal is secure, so your supporters can donate knowing their financial information will be protected. Also, since payment takes place over PayHalal ’s secure webpages, you don’t have to worry about PCI compliance or storing customer data for PayHalal transactions. PayHalal can help your nonprofit raise more money and do more good.

http://www.PayHalal.net

@sadaqa@payhalal.net

How PayHalal Here works.

PayHalal Here is an easy way to accept credit and debit card payments.

Step 1: Open the app and plug the card reader into your tablet or smartphone.

Step 2: Enter the payment amount and click Charge.

Step 3: If the donor wants to pay by card, swipe the card on the card reader.

Step 4: Hand the donor the tablet or phone to sign.

That’s it – payments are usually available in your account in just minutes. Accept payments any time, anywhere you do business. Whether you’re fundraising or collecting other payments, you can use PayHalal Here to help process PayHalal, credit, or debit card payments and track money anywhere.

Get paid on your smartphone or tablet. You don’t need an expensive merchant account to accept payments in person. Simply download the PayHalal app and sign up. Keep payments organized. Manage online and offline payments all in one place. With PayHalal Here, you can spend less time on bookkeeping and more time on your mission. Low rates and no hidden fees. You pay only 2.9% per swipe transaction using PayHalal ,no hidden fees and no RIBA

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